Home Credit US LLC

  • Risk Analyst - Acquisitions

    Job Locations US-KS-Overland Park
    Posted Date 1 month ago(8/8/2019 12:13 PM)
    Job ID
    2019-1198
    # of Openings
    1
    Category
    Risk
  • Overview

    What we’re all about

     

    At Home Credit US, our vision is to bring daringly different solutions to the connected world of consumer financing. In a world run by stuffy, institutionalized financial firms, we fiercely challenge the way things have always been done. Sounds fun, right?!

     

    What we’re looking for

     

    The Risk Analyst – Acquisitions will report to the Credit Risk Manager. The analyst will help the team develop new underwriting strategies, ensure business functionality of an entirely automated underwriting process, and evaluate the performance of past strategies. These responsibilities will optimize the performance of our consumer credit card and closed-end loan products.

     

    Responsibilities

    A day in the life…

    • Develops and maintains underwriting strategies for credit card approval process, including rejection criteria, credit limit assignment, and APR assignment
    • Develops and maintains underwriting strategies for closed-end loan approval process, including rejection criteria, APR assignment, and down payment requirements
    • Technically maintain underwriting strategies, writing code that will house business risk strategies, and testing the code for accuracy
    • Generating reports about operational stability of underwriting strategy
    • Work with other departments to solve cross-functional problems or design creative solutions to business development
    • Propose changes to and test our technical automated underwriting system to ensure the data-flow of applicant’s information is functional and meets all requirements

    Qualifications

     You’ll own this if you have…

    • Bachelor’s Degree in Mathematics, Analytics, Finance or other field requiring strong critical thinking skills
    • Experience in writing SQL and object-based programming
    • Proficiency in Microsoft Excel
    • Strive for professional and personal development
    • Strong communication skills
    • Strong attention to detail
    • Willingness to share opinions and ask questions
    • 1-2 years of professional experience

    We would really like you to have...

    • Master’s Degree in Mathematics, Analytics, Finance or other field requiring strong critical thinking skills
    • Working experience in consumer risk management
    • Working knowledge of Python
    • Experience with Tableau

    We’ve got you covered…

    • Full benefits package, including health, dental and vision insurance
    • Competitive salary, based on experience
    • 401k, generous paid time off policy and a fully-paid holiday calendar.
    • We totally support our employees seeking external training, continuing education and re-certification to stay up-to-date with industry trends and advancements
    • We’re a certified Six Sigma organization, with all of our employees achieving white belt status or higher.
    • Rewards program for employees who live our values, daring to be different and going above and beyond.
    • Flexible, “Dress for the Day” policy
    • Onsite and offsite activities, like ping pong tournaments, nerf gun wars and Nintendo brain-breaks
    • Volunteering and community engagement opportunities
    • All the coffee you can drink

    The technical stuff…

    Home Credit US is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws.

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