Home Credit US LLC

  • Finance Specialist

    Job Locations US-KS-Overland Park
    Posted Date 2 months ago(8/2/2019 5:55 PM)
    Job ID
    2019-1197
    # of Openings
    1
    Category
    Accounting/Finance
  • Overview

    What we’re all about

     

    At Home Credit US, our vision is to bring daringly different solutions to the connected world of consumer financing. In a world run by stuffy, institutionalized financial firms, we fiercely challenge the way things have always been done. Sounds fun, right?!

     

    What we’re looking for

     

    Responsible for daily extraction of reports, aggregation of data, reconciliation, and research/resolution as it relates to Consumer Payments, Bank Financial Transactions, Cash Forecasting, and Purchase of Receivables to ensure adequate controls and audit trail.  Update and maintain process and procedure documentation.

     

    Be part of a team that ensures that consumer cardholder remittances processed by multiple third-party aggregators are properly reported, post to our customer accounts, are researched using data warehouse, and match cash flows deposited into our financial institution.

     

    Complete daily documentation and generate funds transfer for the purchase of cardholder receivables and posting of collateral to our card issuing financial institution partner.

     

    Responsibilities

    A day in the life…

     

    Customer Payments Functions:

    • Extract daily payment reports and files from third-party payment aggregators for ACH, Check, and Bill Pay.
    • Verify unposted items and perform research for exceptions to the daily payment reconciliation.
    • Validate monthly invoices from payment processing vendors and Citibank as it relates to payment processing.
    • Support and process customer debit card chargeback disputes and maintain chargeback files/correspondence.
    • Respond to JIRA workflow tickets regarding requests for payment research, credit balance refunds, and customer refund of payment.

    Treasury Functions:

    • Purchase cardholder receivables daily verifying VISA reports, reconciling with our system of record, and initiating the daily EFT/ACH payment to purchase the receivable from Bank of Missouri or to post collateral as required.
      • Record VISA Sales, Returns, Adjustments, Fees, and Revenue from First Data and reconcile with the purchase request from BOM.
      • Prepare daily purchase confirmation, and collateral posting email to BOM and research/resolve discrepancies.
      • Initiation payment for purchase of receivables and/or collateral posting via Citibank banking portal.
      • Record the Purchase of A/R or Collateral posting on daily cash flow actual/forecast workbook.
    • Cash flow actual/forecast
      • Extract Citibank daily financial transactions report and perform daily bank statement recon.
      • Record actual and forecasted transactions for A/P, Purchase of A/R, Payroll, Benefits, Loans, Investments, Bank fees, and Equity transactions on the Cash Flow Actual/Forecast workbook.
      • Enter weekly forecast of A/P invoice payments, and the actual release of A/P financial payments.
    • Credit Balance Refunds and Payment Returns:
      • Maintain log of Customer Credit Balance Refunds and Payment Returns issued by check.
      • Initiate payments to Customers using Citibank portal and monitoring any automated payment process.
    • Maintain check deposit log
      • Ensure control over negotiable instruments by maintaining log of checks received in office.
      • Scan and maintain copies of all customer checks and ensure timely delivery to lockbox processor.
    • Support Finance Department via cross-training, performing research and reporting as needed.

    Qualifications

    You’ll own this if you have…

    • A Bachelor's Degree in Finance, Accounting, Information Systems, or Business Administration.
    • Experience using First Data products/payments modules or Citibank banking portal is a plus.
    • Experience using data warehouse systems to research customer payment history.
    • Excel experience building, analyzing, pivoting, and presenting data.
    • Proactive approach; identifies and solves problems. Adaptive and flexible to changing market forces, shifting priorities, and working on cross-functional teams to achieve results.
    • Attention to detail and timely completion of daily Payment and Treasury processes.
    • Communicate effectively using appropriate interpersonal style, both orally and in writing

    We’ve got you covered…

    • Full benefits package, including health, dental and vision insurance
    • Competitive salary, based on experience
    • 401k, generous paid time off policy and a fully-paid holiday calendar.
    • We totally support our employees seeking external training, continuing education and re-certification to stay up-to-date with industry trends and advancements
    • We’re a certified Six Sigma organization, with all of our employees achieving white belt status or higher.
    • Rewards program for employees who live our values, daring to be different and going above and beyond.
    • Flexible, “Dress for the Day” policy
    • Onsite and offsite activities, like ping pong tournaments, nerf gun wars and Nintendo brain-breaks
    • Volunteering and community engagement opportunities
    • All the coffee you can drink

    The technical stuff…

    Home Credit US is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws.

     

     

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