What we’re all about
At Home Credit US, our vision is to bring daringly different solutions to the connected world of consumer financing. In a world run by stuffy, institutionalized financial firms, we fiercely challenge the way things have always been done. Sounds fun, right?!
What we’re looking for
The Senior Risk Analyst with focus on modeling and reports to the Director of Risk Analytics. This position is responsible for analyzing new and existing customer data to get deep insights into how to segment populations and how to assess the risk inherited in those segments. One of the primary tasks that come with this position is developing application and behavioral scorecards including rigorous analysis of data from credit bureaus as well as big data elements located in the Big Data Lake. The position also includes tasks such as comparing different workflows to identify ideal processes in scorecard development and offer creation, manage predictive models development, SQL data mining, applying machine learning algorithms to solve business problems, extracting raw data from credit bureau flat files and apply feature engineering to them as well as performing ad-hoc analyses. This individual will also propose and implement monitoring and reporting protocols to ensure accuracy of the scorecards and have proper back-testing mechanisms in place. The Senior Risk Analyst - Modeling will also visualize data insights and communicate them effectively to management. Creating reporting for regulatory purposes will be an additional responsibility of this role.
If you are experienced analyst with a degree in Statistics, Mathematics, Business Analytics, Quantitative Analysis or a similar technical discipline, one of our Senior Risk Analyst roles may be for you. The successful candidate will possess strong analytical, critical thinking/problem solving, detail-orientation, and verbal and written communications skills. The ability to work effectively with colleagues across all business units will allow this individual to be most effective.