Home Credit US LLC

  • BSA/AML Compliance Manager

    Job Locations US-KS-Overland Park
    Posted Date 3 weeks ago(1/2/2019 5:09 PM)
    Job ID
    # of Openings
  • Overview

    What we’re all about


    At Home Credit US, our vision is to bring daringly different solutions to the connected world of consumer financing. In a world run by stuffy, institutionalized financial firms, we fiercely challenge the way things have always been done. Sounds fun, right?!


    What we’re looking for


    This person will provide leadership, strategic direction and effective management of activities related to the Bank Secrecy Act (BSA), Anti Money Laundering (AML) and Office of Foreign Asset Control (OFAC) functions.  They’ll also maintain programs, processes and procedures to ensure compliance with BSA/AML and OFAC regulations via testing, data analysis, and investigation of transaction alerts from multiple monitoring systems. He or she will manage analysis and compliant investigative procedures designed to identify high-risk customers, and identify/report BSA/AML reportable transactions. In addition, they’ll ensure proper and timely filing of required regulatory reports.


    A day in the life…

    • Manages BSA/AML and OFAC programs in a manner consistent with regulatory requirements, industry standards and law enforcement recommendations. Through research and networking, stays well informed of current industry trends and practices and updates to regulatory requirements. 
    • Develops, documents and implements new policies as well as keeps policies current and in compliance with regulatory requirements and exam guidelines.  Ensures that affected departments develop procedures and processes to comply with the policy.
    • Conducts periodic BSA/AML and OFAC risk assessments. Identifies potential weaknesses and proposes processes and policy changes to strengthen compliance and mitigate risk. Collaborates with Compliance, to present risk assessment results and related recommendations to executive management.
    • Manages the Customer Identification Program (CIP) to ensure compliance with the USA Patriot Act. Oversees compliance and identifies and reports violations to executive management; collaborates with Compliance to make recommendations on remedial action and employee accountability.
    • Manages the Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) programs in accordance with regulatory guidelines. Develops and implements methodology to identify and track high risk clients and accounts. Supervises investigations into high risk activity.  Communicates with executive management any significant concerns and/or changes in overall risk levels.
    • Ensures that SARs and CTRs are filed timely, accurately, and in accordance with regulatory guidelines. 
    • Serves as the designated contact to receive 314(a) requests and share information under 314(b).  Ensures that 314(a) requests are processed accurately and timely. Collaborates with Legal on subsequent federal warrants and ensure subpoenas are processed in accordance with federal agency directives.
    • Evaluates impact on BSA/AML compliance program of new products and services. Makes recommendations to management to mitigate risk and apprises project teams and/or executive management of impact of such products and services.
    • Coordinates training programs with Compliance to ensure that all training programs are in compliance with regulatory guidelines.
    • Coordinates audit and regulatory exam activities relating to BSA/AML and OFAC. Furnish requested information to auditors and examiners.  Conducts periodic independent self-exams and departmental reviews to ensure compliance in advance of independent testing. 
    • Oversees vendor relationships for BSA/AML and OFAC related service providers.
    • Prepares BSA/AML reports for executive management.
    • Serves as a resource and point of contact for all employees with questions or concerns about BSA/AML and OFAC.
    • Consistently communicates in a professional manner and provides quality service to business partners and co-workers.
    • Performs other duties as assigned.



    You’ll own this if you have…

    • Bachelor’s degree required or equivalent combination of education and relevant work experience may be substituted.
    • Extensive knowledge of Bank Secrecy Act, Anti-Money Laundering and OFAC Regulations and their applications including SAR and CTR filing, CDD/EDD, CIP and AML compliance, and customer risk evaluation.
    • Significant knowledge of money laundering methods and related criminal activity affecting financial institutions.
    • Functional knowledge of laws and regulatory requirements affecting financial institutions.
    • General knowledge of compliance and operational standards.      
    • ACAMS, CAFP, or CFCS certification desired.
    • Significant experience with oversight of Bank Secrecy Act, Anti-Money Laundering and OFAC functions and experience handling investigations involving these areas is strongly preferred.
    • Excellent oral and written communication skills.
    • Strong analytical, critical thinking and problem resolution skills required.
    • Strong proficiency with Microsoft Office software suite to include Word, Excel, Outlook, and PowerPoint.

    We’ve got you covered…

    • Full benefits package, including health, dental and vision insurance
    • Competitive salary, based on experience
    • 401k, generous paid time off policy and a fully-paid holiday calendar.
    • We totally support our employees seeking external training, continuing education and re-certification to stay up-to-date with industry trends and advancements
    • We’re a certified Six Sigma organization, with all of our employees achieving white belt status or higher.
    • Rewards program for employees who live our values, daring to be different and going above and beyond.
    • Flexible, “Dress for the Day” policy
    • Onsite and offsite activities, like ping pong tournaments, nerf gun wars and Nintendo brain-breaks
    • Volunteering and community engagement opportunities
    • All the coffee you can drink 


    Home Credit US is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws.


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